Serving Individuals, Families, and Businesses, alike
We're in the early stages of a retirement crisis in this country. The #1 concern of people approaching, or at retirement age is running out of money. The major reasons for this dilemma are people who have been “following the crowd” and, of course, procrastination. However, between now and then, we are all faced with numerous financial decisions.
Would it be of value to understand how to get the most out of your money?
My mission is to teach people how money works, and how to get the most cost-efficient use of their money. As an independent, Tax Deferral Consultant & full-service financial advisor, I help people and businesses with their financial planning, risk management, and decision processes.
Client objectives are often topics such as: Capital Gains tax relief, retirement planning, security for their loved ones, education funding, traveling, philanthropy, and chronic care concerns to name a few. Business owners have additional concerns.
A well thought out plan can help with finding the most efficient ways to make major purchases, e.g., buying a car or a house, funding an education, supporting your lifestyle once you have stopped working for a living, and on and on.
For those who own highly appreciated assets and are looking to sell those assets, we have 13 strategies to help clients sell with the goal of reducing, deferring, or avoiding large Capital Gains Taxes, legally.
So, do you have a current, written, financial plan in place?
If you answered “no” or “I don't know” to any of those questions, or if you would like a 2nd opinion of your current plan, perhaps we should have a conversation sometime soon.
NOTE: Due to my securities licensing, I cannot have testimonials on my materials. |
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Please use my Web site as a resource. Do not hesitate to contact me for additional information, or schedule a meeting. Thank you for your interest.
Newsletters
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Bond Yields Are Up, but What Are the Risks?
After years of low yields, bonds are offering higher yields that may be appealing to investors regardless of their risk tolerance. This article provides an overview of bond risks.
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ISM Indexes Watch for Trouble on Both Sides of the Economy
Two different Purchasing Managers Indexes are generally considered to be leading economic indicators that can help businesses and investors make more informed decisions.
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Coming in 2024: New 529 Plan-to-Roth IRA Rollover Option
The SECURE 2.0 Act includes two new provisions related to college savings and funding. Learn more in this article.
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HOT TOPIC: A Cautiously Optimistic Economic Outlook for 2024
The U.S. economy grew in the third quarter of 2023, despite high interest rates and unsettling geopolitical conflict. This article discusses market conditions and economic forecasts for 2024.
Calculators
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Retirement Portfolio Lifespan
How Long Will Your Funds Last?
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Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Car Affordability
How much can you afford to pay for a car?