Serving Individuals, Families, and Businesses, alike
![]() We’re in the early stages of a retirement crisis in this country. The #1 concern of people approaching, or at retirement age is running out of money. The major reasons for this dilemma are people who have been “following the crowd” and, of course, procrastination. However, between now and then, we are all faced with numerous financial decisions.
Would it be of value to understand how to get the most out of your money?
My mission is to teach people how money works, and how to get the most cost-efficient use of their money. As an independent, Tax Deferral Consultant & full-service financial advisor, I help people and businesses with their financial planning, risk management, and decision processes.
Client objectives are often topics such as: Capital Gains tax relief, retirement planning, security for their loved ones, education funding, traveling, philanthropy, and chronic care concerns to name a few. Business owners have additional concerns.
A well thought out plan can help with finding the most efficient ways to make major purchases, e.g., buying a car or a house, funding an education, supporting your lifestyle once you have stopped working for a living, and on and on.
For those who own highly appreciated assets and are looking to sell those assets, we have 13 strategies to help clients sell with the goal of reducing, deferring, or avoiding large Capital Gains Taxes, legally.
So, do you have a current, written, financial plan in place?
If you answered “no” or “I don’t know” to any of those questions, or if you would like a 2nd opinion of your current plan, perhaps we should have a conversation sometime soon.
NOTE: Due to my securities licensing, I cannot have testimonials on my materials. |
.
Please use my Web site as a resource. Do not hesitate to contact me for additional information, or schedule a meeting. Thank you for your interest.
David A. Williamson is licensed to sell insurance through various independent insurance companies in California (CA Ins. Lic. 0G56679) and Idaho.
Investment Advisor Representative. Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor
Registered Representative. Securities offered through Cambridge Investment Research, Inc., a broker-dealer, member of FINRA/SIPC.
Cambridge and Foothills Regional Insurance & Financial Solutions are not affiliated.
Newsletters
-
Donor-Advised Funds Combine Charitable Impact with Tax Benefits
This article discusses how a donor-advised fund might be used to time charitable contributions for tax purposes or to gift appreciated assets.
-
Mutual Funds: Do You Know What’s in Your Portfolio?
It’s important for investors to understand the funds in their portfolios. This article provides an overview of different types of funds.
-
HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers
This article provides an overview of upcoming changes that could affect workplace retirement plan participants and IRA owners due to legislation passed by Congress at the end of 2022.
-
How Much Life Insurance Do You Need?
Three approaches to help determine an appropriate amount of life insurance coverage that can help meet changing financial needs.
Calculators
-
Loan Payoff
How much will it cost to pay off a loan over its lifetime?
-
Credit Card Debt
How Long Will It Take to Pay my Balance?
-
Retirement Portfolio Lifespan
How Long Will Your Funds Last?
-
LTCI Cost of Waiting
Estimate the potential cost of waiting to purchase a long-term care insurance policy.