top of page

Foothills Regional Insurance & Financial Solutions

1104 Bevinger Drive
El Dorado Hills, CA 95762

Phone:

(916) 358-5799

E-mail:

Serving Individuals, Families, and Businesses, alike

We're in the early stages of a retirement crisis in this country.  The #1 concern of people approaching, or at retirement age is running out of money.  The major reasons for this dilemma are people who have been “following the crowd” and, of course, procrastination.  However, between now and then, we are all faced with numerous financial decisions. 

Would it be of value to understand how to get the most out of your money?

 

My mission is to teach people how money works, and how to get the most cost-efficient use of their money.  As an independent, Tax Deferral Consultant & full-service financial advisor, I help people and businesses with their financial planning, risk management, and decision processes. 

 

Client objectives are often topics such as: Capital Gains tax relief, retirement planning, security for their loved ones, education funding, traveling, philanthropy, and chronic care concerns to name a few.  Business owners have additional concerns.

 

A well thought out plan can help with finding the most efficient ways to make major purchases, e.g., buying a car or a house, funding an education, supporting your lifestyle once you have stopped working for a living, and on and on.

 

For those who own highly appreciated assets and are looking to sell those assets, we have 13 strategies to help clients sell with the goal of reducing, deferring, or avoiding large Capital Gains Taxes, legally.

 

So, do you have a current, written, financial plan in place? 

 

  • Does it have a strategy to address your goals? 

  • Does it address rising health care costs, and the real potential of higher taxes in the future?

  • Does it position you towards Zero Taxes in Retirement?

 

If you answered “no” or “I don't know” to any of those questions, or if you would like a 2nd opinion of your current plan, perhaps we should have a conversation sometime soon.

​

NOTE: Due to my securities licensing, I cannot have testimonials on my materials.

.

Please use my Web site as a resource. Do not hesitate to contact me for additional information, or schedule a meeting. Thank you for your interest.

Smiling man with grey hair and glasses

After age 65, retirees can use HSA funds for any purpose without incurring a penalty.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Explains hybrid life+LTC policies that can provide care benefits or a death benefit.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

The One Big Beautiful Bill Act did not change the rules for taxing Social Security benefits, but it did create a new deduction for seniors that could help reduce their tax burden.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Compare the potential future value of tax-deferred investments to that of taxable investments.

How much life insurance would you need to produce a sufficient income stream for your family?

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

This calculator can help you determine how soon you can pay off your mortgage.

bottom of page
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck