Serving Individuals, Families, and Businesses, alike
We're in the early stages of a retirement crisis in this country. The #1 concern of people approaching, or at retirement age is running out of money. The major reasons for this dilemma are people who have been “following the crowd” and, of course, procrastination. However, between now and then, we are all faced with numerous financial decisions.
Would it be of value to understand how to get the most out of your money?
My mission is to teach people how money works, and how to get the most cost-efficient use of their money. As an independent, Tax Deferral Consultant & full-service financial advisor, I help people and businesses with their financial planning, risk management, and decision processes.
Client objectives are often topics such as: Capital Gains tax relief, retirement planning, security for their loved ones, education funding, traveling, philanthropy, and chronic care concerns to name a few. Business owners have additional concerns.
A well thought out plan can help with finding the most efficient ways to make major purchases, e.g., buying a car or a house, funding an education, supporting your lifestyle once you have stopped working for a living, and on and on.
For those who own highly appreciated assets and are looking to sell those assets, we have 13 strategies to help clients sell with the goal of reducing, deferring, or avoiding large Capital Gains Taxes, legally.
So, do you have a current, written, financial plan in place?
If you answered “no” or “I don't know” to any of those questions, or if you would like a 2nd opinion of your current plan, perhaps we should have a conversation sometime soon.
NOTE: Due to my securities licensing, I cannot have testimonials on my materials. |
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Please use my Web site as a resource. Do not hesitate to contact me for additional information, or schedule a meeting. Thank you for your interest.
Newsletters
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Setting a Retirement Savings Goal
Only 51% of workers or their spouses have tried to estimate the savings they would need to live comfortably in retirement. This article offers a simple worksheet to help calculate a savings target.
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Breaking Down Clean Vehicle Tax Credits for Business Owners
Business owners may be able to claim one of two new federal tax credits to help offset the cost to purchase certain clean vehicles.
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HOT TOPIC: Can Productivity Keep Driving the U.S. Economy?
This article looks at the importance of productivity to the U.S. economy, possible contributing factors to the recent surge, and the prospects for an extended period of strong productivity growth.
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Child Care Is a Budget Buster: Take Advantage of These Tax Breaks
A tax credit and/or dependent-care flexible spending account might help offset some of the costs paid for a nanny, babysitter, day care, preschool, or day camp.
Calculators
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Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
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Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
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Life Expectancy
Knowing your likely life expectancy is an important factor in making long-term financial plans.
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Loan Payoff
How much will it cost to pay off a loan over its lifetime?